A year ago, Michelle and Nilson Ruiz worked with a...

A year ago, Michelle and Nilson Ruiz worked with a Wells Fargo home mortgage consultant, Michael Carreras, on an application for a down payment assistance grant during an event at the Miami Airport Convention Center. Credit: Getty Images, 2012

Mortgage lenders will meet with Long Island homeowners this month to determine whether they are eligible for loan modifications and other assistance. Visit the banks’ websites or call to learn what documents to bring.

JPMorgan Chase: Tuesday, 1 to 6 p.m., Chase Bank, 49 N. Franklin St., Hempstead. No registration required. For information: www.chase.com/MyHome or 718-286-5190.

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Mortgage lenders will meet with Long Island homeowners this month to determine whether they are eligible for loan modifications and other assistance. Visit the banks’ websites or call to learn what documents to bring.

JPMorgan Chase: Tuesday, 1 to 6 p.m., Chase Bank, 49 N. Franklin St., Hempstead. No registration required. For information: www.chase.com/MyHome or 718-286-5190.

Bank of America: Thursday to Saturday, July 12 to 14, 8 a.m. to 8 p.m., Long Island Marriott, 101 James Doolittle Blvd., Uniondale. Registration recommended: bankofamerica.com/homeloanhelp or 855-201-7426.

GMAC: July 17-19, Melville. Call for hours, address and registration: 800-766-4622.

Wells Fargo: July 17 and 18, 9 a.m. to 7 p.m., Nassau Veterans Memorial Coliseum, 1255 Hempstead Tpke., Uniondale. Registration recommended: www.wfhmevents.com/leadingthewayhome or 800-405-8067.

CitiMortgage: July 31, noon to 7 p.m., Islandia Marriott Long Island, 3635 Express Drive N., Islandia. No appointment necessary: www.citiroadtorecovery.com or 866-915-9417.

Photo: A Florida couple works with a Wells Fargo representative on modifying their mortgage.

A trip to the emergency room in a Long Island hospital now averages nearly 4 hours, data shows. NewsdayTV's Virginia Huie reports. Credit: Newsday Staff

'I'm going to try to avoid it' A trip to the emergency room in a Long Island hospital now averages nearly 4 hours, data shows. NewsdayTV's Virginia Huie reports.